Closing setbacks cause headaches for everyone involved, but they can be avoided if parties are responsive and responsible. It never hurts to ask your lender, real estate agent, or Title Company for direction.
If you want to examine your loan documents, please request that the mortgage company provide the documents to the title company at least one day early so that you may have a copy for review. A charge that is shown as Paid Outside Closing (POC) can be set forth on the Settlement Statement (HUD) if the title company is advised before closing.
If you will not be present at closing to sign documents and intend to use a Power of Attorney, the following must occur: